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This policy applies to your account, messages and device activity handled for India. We collect only the details needed to operate sign-in, wallet actions, support replies and misuse checks. That can include contact details, login history, browser data, transaction records and the pages you open while
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using the site. If a feature is available in your location, it is available where local law permits. We may use UPI, Paytm, PhonePe or Google Pay context to match deposits, confirm a refund path or answer a payment query, but we do not keep more
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payment data than is needed for those tasks. We may retain records for legal, security or dispute reasons, then delete or mask them when the period ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.